Simple checking is just as it sounds, SIMPLE!
This account requires no minimum balance or direct deposit, and remains free with e-statement enrollment.
This account was specifically designed for our members over 62 years of age.
- Free checking with a direct deposit of $200.00 or more at least once a month
- OR by performing at least 20 signature transactions with your Visa Debit card per month*.
- PLUS get a free box of checks with a new Social Security direct deposit or by maintaining an average daily balance of $100.00 or more for 12 months!
If you elect to pay the monthly service fee on the account of your choice, the fee for each of the accounts listed above is $5.00.
*A signature based transaction refers to purchases made in which tell the merchant to process the card as “credit” rather than “debit”. You do not enter a PIN number for signature based transactions.
Having a difficult time getting a checking account due to credit? We have the solution! Our Alternative Checking account was created for those who may not qualify for conventional accounts. Here are the features of this account:
- No minimum balance required
- Free debit card
- Direct Deposit Services
- Free E-Statements
- Unlimited ATM access
Because this account is an Alternative Account, there are some minor differences. There is a $7.95 monthly maintenance fee and a $2.00 in-branch transaction fee. There are no overdrafts or checks on this account, but it gives you freedom and access to your money, with your Debit Card! After the account has been opened for 12 months, you may qualify for one of our other great accounts.
VISA Debit Card
What could be better than making your purchases quickly and conveniently? With a VISA Debit Card, your payment is debited directly from your share draft checking account. You won't have to write a check, and you won't have to make a special trip to the credit union to withdraw money for your purchase.
VISA Debit Cards are accepted in more than 150 countries worldwide. This gives you the purchasing power in stores all over as well as online internet shopping.
Your monthly statement will show your payment that has been deducted from your account. This helps for easier record management. Wherever you see the VISA symbol, your VISA debit card will be accepted.
To change your current PIN, call our Interactive Voice Response system at 1-800-992-3808.
Download the new CardValet app HERE or click below to control all of our debit cards. Save time and gain peace of mind knowing you can control the cards in your wallet with the phone in your pocket.
In Case of a Lost or Stolen Debit Card call 1-800-472-3272 immediately. If you suspect fraud visit the credit union as soon as possible.
For resources to help learn about and protect yourself against fraud visit the NCUA Fraud Prevention Center by clicking below.